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| To help market entities tide over tough times, the Industrial and Commercial Bank of China Ltd, the country's largest State-owned commercial lender by assets, saw its outstanding balance of inclusive loans rise 43 percent year-on-year at the end of the first quarter.为了帮助市场实体度过难关，中国工商银行一季度末普惠贷款余额同比增长43%。 |
| Ever since the COVID-19 pandemic first hit in Wuhan, Hubei province, ICBC has deferred repayments on principal and interest, which involves a loan principal of more than 400 billion yuan ($59.77 billion) for 265,000 MSEs. Since the beginning of this year, the bank has deferred repayments on the principal of 68.2 billion yuan for 31,000 MSEs.自湖北省武汉市首次发生疫情以来，中国工商银行已累计为26.5万户普惠型小微企业办理延期还本付息，涉及贷款本金超4000亿元。今年以来，已经为3.1万户办理延期还本付息682亿元。 |
| "With the help of data and credit of core enterprises in supply chains, our bank granted unsecured loans to upstream and downstream MSEs to help them lower financing costs and improve the utilization efficiency of funds … So far, we have adopted digital solutions that offer financing for over 2,300 supply chains in a number of industries including agriculture, healthcare and logistics," he said.廖林表示：“借力供应链核心企业数据和信用，我行向上下游小微企业发放信用贷款，帮助降低融资成本，提高资金使用效率……目前已落地农业、医疗、物流等行业数字供应链2300余条。” |
| For upstream manufacturing MSEs, China CITIC Bank made decisions on whether to grant a credit line to a company based on its order and historical contract fulfillment data. For downstream sales MSEs, it developed an unsecured loan product based on real transaction scenarios and transaction data of a company. For sci-tech companies, it provided another type of unsecured loan through analyzing big data to assess a company's technological advantages and innovation capacity.针对处在供应链上游的生产型小微企业，中信银行依据企业的订单数据和历史履约数据给予授信。针对供应链下游销售型小微企业，该行依托企业真实的贸易场景和交易数据发放信用贷款。面向科创类企业，中信银行基于企业的技术优势、创新能力等大数据模型，推出自动审批的信用贷产品。 |
| As of the end of the first quarter, the outstanding balance of inclusive loans at China CITIC Bank reached nearly 400 billion yuan, up 32.1 billion yuan from the beginning of this year. The number of first-time borrowers increased by 2,439 in the first three months, accounting for nearly 20 percent of its new MSE borrowers that were granted loans.截至一季度末，中信银行普惠金融贷款余额近4000亿元，比年初增长321亿元，小微企业新增首贷户2439户，占新投放贷款客户近20%。 |
| Recently, Beijing has been tightening COVID-19 restrictions because of a resurgence of infections in the capital city. People's Insurance Co (Group) of China Ltd, one of China's leading insurers, and the Chaoyang District People's Government of Beijing Municipality jointly launched an insurance product for services companies in the district to support the fight against the pandemic.最近，由于疫情出现反弹，北京防控措施收紧。中国人保集团与北京市朝阳区政府联合推出了一款针对该区服务型企业的保险产品，以支持抗疫。 |
| As of the end of April, the insurance plan had covered around 740,000 people at 62,000 companies, and the insurer had settled claims totaling over 1.35 million yuan for about 250 businesses and more than 1,200 people, said Wang Tingke, vice-chairman and president of PICC.中国人保集团副董事长兼总裁王廷科表示，截至4月底，该保险累计覆盖6.2万家企业，承保约74万人，陆续完成约250家企业、1200余人的赔款支付工作，共计赔付金额135万余元。 |
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